Credit Union Hours

Fairfield

Drive Through
Monday - Friday
8:30 - 5:00
Lobby
Monday - Thursday
9:00 - 4:30
Friday
9:00 - 5:00

 

Pell City

Drive Through
Monday - Friday
8:30 - 5:00
Lobby
Monday - Thursday
9:00 - 4:30
Friday
9:00 - 5:00

 

Springville
Monday - Thursday
9:00 - 4:30
Friday
9:00 - 5:00

Youth Resources

FAQs

What's a Credit Union?
A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.

Who owns a credit union?
Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment. A credit union doesn't operate in that manner. Rather, each credit union member owns one "share" of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.

How did credit unions start?
The first credit union cooperatives started in Germany over a century ago. Today, credit unions are found everywhere in the world. The credit union movement started in this country in Manchester, New Hampshire. There, the St. Mary's Cooperative Credit Association, a church-affiliated credit union, opened its doors in 1909. Today, one in every three Americans is a credit union member.

What is the purpose of a credit union?
The primary purpose in furthering their goal of service is to encourage members to save money. Another purpose is to offer loans to members. In fact, credit unions have traditionally made loans to people of ordinary means. Credit unions can charge lower rates for loans (as well as pay higher dividends on savings) because they are nonprofit cooperatives. Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends or improved services.

Are savings deposits insured?
Yes. All savings accounts are insured up to $100,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. However, Landmark Credit Union utilizes American Share Insurance which offers $250,000.00 per account coverage.  Member accounts are not insured or guaranteed by any government or government sponsored agency.

Who can join a credit union?
A credit union exists to serve a specific group of people, such as a group of employees or the members of a professional or religious group. This is called a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group.

 

Welcome To Our Web Site

Landmark Credit Union

Springville Branch Now Open

 

Landmark Credit Union is pleased to announce that the office in the Springville Village Shopping Center is now open.  We are excited about this expansion and are looking forward to serving our members who live in this area.  We are also looking forward to new relationships with the residents of Springville and the surrounding areas.

This location  offers a full range of services from savings and checking to mortgage loans, equity lines of credit and other loan products. 

If you are already a member, we look forward to serving you in this area and hope that it will be an added convenience for you.  If you have family and friends that live in Springville, tell them about us. We would like to opportunity to serve them and their financial needs.

We are located in the lower area of the Wal Mart Shopping area in the corner office.  The address is:

300 Springville Station Blvd

Ste 1100

Springville, AL 35146

PH  205-467-6274

Fax 205-467-6806

Hours  9:00 am 4:30 pm Monday Thursday

            9:00 am 5:00 pm Friday

          Closed for Lunch 12:30 - 1:30 pm daily

 

 

 

 

 

REMEMBER THAT THE NEW DEBIT CARDS ARE NOW ISSUED AND YOU SHOULD HAVE RECEIVED THEM IN THE MAIL IN JANUARY.   YOU R OLD CARD IS NO LONGER EFFECTIVE.  IF YOU DID NOT RECEIVE YOUR NEW CARD AND PIN CALL US IMMEDIATELY.  THE OLD CARDS HAVE BEEN DEACTIVATED.  IF YOU HAVE THE NEW CARDS, PLEASE ACTIVATE THEM AND BEGIN USING THEM IMMEDIATELY.