Credit Union Hours

Fairfield

Drive Through
Monday - Friday
8:30 - 5:00
Lobby
Monday - Thursday
9:00 - 4:30
Friday
9:00 - 5:00

 

Pell City

Drive Through
Monday - Friday
8:30 - 5:00
Lobby
Monday - Thursday
9:00 - 4:30
Friday
9:00 - 5:00

 

Springville
Monday - Thursday
9:00 - 4:30
Friday
9:00 - 5:00

Youth Resources

Home Loans

homeLoansAt Landmark Credit Union we want to make your home buying experience a reality.

If you're thinking of buying or refinancing we have a variety of First Mortgage Loans. One is bound to meet your needs.

Do you need a way to access a large amount of money for home improvement or another major expense? A home equity loan may be just right for you.

Whatever your home financing needs, we can help.

 

1st Mortgage

Landmark Credit Union has the following loans available:

5 Year fixed then Adjust once annually
Other adjustable rates

Once you've found the right home, closing can take place within three to four weeks. Varying terms are also available so check with us first. We may have lower closing cost than other financial institutions.

 

2nd Mortgage
A Second Mortgage loan allows you to borrow against the equity you have in your home. Usually, the maximum amount available is 80% of the appraised value of your home minus your existing mortgage.

The advantages of getting a Second Mortgage loan are a lower interest rate, ability to borrow a large sum of money, and the interest may be tax deductible.

Please contact us for current rates and fees.

 

Home Equity
Should you consider a Home Equity Line Of Credit?

Because your home is likely to be your largest asset, a home equity LOC is best for major expenses such as college tuition, home improvements, or medical bills.

Advantages Of A Home Equity LOC

Lower interest rate
Interest may be tax deductible
Once approved you can borrow up to your credit limit whenever you want.