Credit Union Hours

Fairfield

Drive Through
Monday - Friday
8:30 - 5:00
Lobby
Monday - Thursday
9:00 - 4:30
Friday
9:00 - 5:00

 

Pell City

Drive Through
Monday - Friday
8:30 - 5:00
Lobby
Monday - Thursday
9:00 - 4:30
Friday
9:00 - 5:00

 

Springville
Monday - Thursday
9:00 - 4:30
Friday
9:00 - 5:00

Youth Resources

Rates

 

 

Loans Rate APR* Term
SIGNATURE LOAN 9.9 9.9 36
NEW AUTO 2012-2014 1.90 1.90 36
USED AUTO 2009-2012 2.90 2.90 36
Over 25,000 Miles 3.25 3.25 48
3.60 3.60 60
USED AUTO 2004-2008 4.90 4.90 36
5.90 5.90 48
Other Autos 9.90 9.90 36
New Boat 2.90 2.90 60
Used Boat 3.90 3.90 1-60
New RV 2.90 2.90 1-48
3.90 3.90 1-60
 Used RV 4.90 4.90 1-60
 Other Collateral 8.90 8.90
 Overdraft Protection 18.00 18.00
 Share & CD Secured 4.00 minimum 4.00 minimum Not to exceed term of security
 REAL ESTATE RATES
 Home Equity Adj. (Call for rates and any specials) Prime +2
 1st Mortgage 5 Year to Adj. 3.90 3.90
 2nd Mortgage Adj. 7.90 7.90
SUBJECT TO CREDIT APPROVAL
Rates quoted are best available and are subject to change.  Rates may vary depending on your credit, loan to value, and payment terms.
For more information, please call the Loan Department 205-783-9100 if outside of Birmingham 1-800-333-5371.

 

Savings APY* Term
CHRISTMAS CLUB 100.00 > 0.25 12
SHARES and SHARE IRA ACCOUNTS
$101.00 - $9,999.99 0.10
$10,000.00 - $39,999.99 0.15
$40,000.00 - $75,000.00 0.20
$75,001.00 - $99,999.99 0.25
$100,000 and Above 0.30
MONEY MARKET SUPER 55 ACCOUNT
$2,500.00 - $9,999.99 0.15
$10,000.00 - $24,999.99 0.20
$25,000.00 - $49,999.99 0.25
$50,000 and Above 0.30

 

Certificates APY* Term
06 MO CD 0.40 6
12 MO CD .60 12
24 MO CD .65 24
36 MO CD .90 36
48 MO CD 1.00 48
60 MO CD 1.25 60
60 MO CD IRA TRADITIONAL, ROTH, EDUCATIONAL 1.25 60
FOR OTHER TERMS OR RATES CALL OUR OFFICE -- *YOUR RATES BASED ON CREDIT WORTHINESS
NOTICE: Rates are subject to change without notice.